Every day is an adventure, sailing into the sea of life. Golden Sea, original oil painting at Steve Henderson Fine Art; Licensed, open edition art print at Great Big Canvas.

Nicole at Rolling Out Dough invited me to post an article on saving money —

Saving money.

It’s on all our minds these days, whether or not we’re employed, unemployed, or wondering how long the job we’ve got will last. No matter how much money is coming in, it never seems like enough, and that’s not our imagination. Over the last 20 years, the prices of many basics — housing, fuel, food, insurance, medical costs, taxes — have gone up, while our real wages generally haven’t.

So we find ourselves wondering how we will maintain our lifestyle with decreasing resources. It’s a scary thought, but it doesn’t have to be.

While as individuals we have little immediate impact on the larger political/economic picture, we do have some control over what money is left in our paycheck. A series of decisions, small and large, that we make each day, add up over time to either positively or negatively affect our financial health.

Learn the lifestyle of living happily while saving money.

Read the rest at Rolling Out Dough. Feel free to come back and read more of my articles on Financial Health on this site. I am a real person, just like you, with years of experience living well on whatever I’ve got in the bank account or the kitchen cupboards.

The secret to saving money isn’t a secret — it’s a lifestyle. Live Happily on Less.